A curated list of awesome Bitcoin payment processors enabling merchants, businesses and nonprofits to accept Bitcoin payments.
Self-Hosted payment processors run on your server and provide you with a full control over the entire payment process and funds. There's no third-party involvement - that significantly increases the censorship-resistance, privacy, and security for you and your customers.
| Processor | Fees | Lightning | Directly to Your Wallet | Conversion to Fiat | Requirements |
|---|---|---|---|---|---|
| BTCPay Server | No fees | Yes | Yes | Via Strike plugin or Exchange Integration | 2 GB RAM, 80 GB Storage, Docker |
| One Time Address | No fees | No | Yes | No | NodeJS |
| CryptoWoo | $34 - $99 per year | No | Yes | No | PHP 5.6+, Wordpress 4.3+, WooCommerce 3.0+ |
| BitcartCC | No fees | Yes | Yes | No | 1 GB RAM, 10 GB Storage, Docker |
| LnMe | No fees | Yes | Yes | No | LND node |
| SatSale | No fees | Yes | Yes | Weakhands: swap to USDT on Liquid, no-KYC | Python. Bitcoin node, Lightning node & WooCommerce optional. |
| Keagate | No fees | No | Yes | No | 1 GB RAM, Unix |
| LNURL Daemon | No fees | Yes | Yes | No | LND node |
Hosted payment processors run on someone else's server. This simplifies the initial setup process, but reduces the amount of control you have over the payment process.
These processors use your wallets for receiving payments.
| Processor | Fees | Lightning | Directly to Your Wallet | Conversion to Fiat | Requirements |
|---|---|---|---|---|---|
| Blockonomics | 1% | No | Yes | Via Payment Forwarding | No |
| Payscrypt | No fees | No | Yes | No | No |
| Bitrequest | No fees | Yes | Yes | No | No |
| Zaprite | $25 per month | Yes | Yes | No | No |
| Paymento | 0.5% | No | Yes | No | No |
The following processors use their own wallets, not yours, for receiving payments.
⚠ They not only collect data about payments, they have full control over the funds. There are many risks associated with custodians, which might end up with lost/locked funds.
⚠ Most of them have KYB/KYC/AML requirements, which poses a serious threat to your and your customers' privacy.
⚠ They have country-based restrictions for merchants and merchants' customers.
| Processor | Fees | Lightning | Directly to Your Wallet | Conversion to Fiat | Requirements |
|---|---|---|---|---|---|
| Confirmo | 1.3% (0.8% invoicing + 0.5% payouts) | Yes | No | Yes | Information about business / website. May require certain documents. |
| CoinGate | 1% (merchant) + some variable service fee (customer) | Yes | No | Yes | Requires a lot of information and business documents, officially translated in english. |
| CoinPayments | 0.5% | Yes | No | No | On withdrawal may require a number of forms of identification and will require settlement of any outstanding amounts. |
| OpenNode | 1% | Yes | No | Yes | Requires KYC/KYB documents |
| Strike | 1% | Only | No | No | Requires basic business info, documents, identity verifications of owners and operators. |
| Coinremitter | 0.23% + 0.0001 | No | No | No | No |
| Utrust | 1% | No | No | Yes | Require certain documents. |
| NOWPayments | ≤0.5% | No | No | No | KYC/AML procedure applied to certain clients, wallet addresses and select assets. |
| ElenPAY | ≤1% | Yes | Yes | No (Soon) | Low KYC |
| Speed | 1% | Yes | No | No | No |
| Sheepy | 1% + $0.25 | No | No | Yes | Requires KYB documents |
| ALFAcoins | 0.99% | No | No | No | Requires KYB documents |
| Apirone | 1% | No | No | No | No |
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