What is the issue with the HTML Standard?
The <fieldset> element is specified to generate an anonymous fieldset content box which inherits a set of properties from the <fieldset> element. Among that list of properties is column-rule which will then apply if the content box is a grid, flexbox, or multicol container.
CSS Gap Decorations introduces row-rule and subproperties row-rule-width, row-rule-style, and row-rule-color which function exactly the same as the corresponding column-rule-* properties, but in the row direction. As such, I suggest adding row-rule to the list of properties that inherit from a <fieldset> to its anonymous fieldset content box.