rippled time is weird, and it's a bit hard to determine what the proper `LastUpdateTime` should be. Adding support to autofill it could be useful. There is [some code](https://github.com/XRPLF/xrpl-py/blob/main/tests/integration/it_utils.py#L162-L178) that does this in tests, though it could probably be improved to use a more current time rather than the last ledger's close time.