add new york to bitdevs list and update pos article

Author: Liongrass

cities.md

@@ -23,6 +23,7 @@ This format has since spread all around the world, including Vancouver. We encou
 - [Los Angeles](https://bitdevsla.org/)
 - [Miami](https://miamibitdevs.org/)
 - [Nashville](https://nashbitdevs.org/)
+- [New York City](https://bitdevs.org/)
 - [Raleigh / Durham / Chapel Hill](https://trianglebitdevs.org/)
 - [San Francisco](https://www.sfbitcoindevs.org/)
 - [Tampa](https://tampabitdevs.io/)

map.md

@@ -4,7 +4,7 @@ layout: default
 
 We love Bitcoin, we love earning Bitcoin and we love spending Bitcoin. Below you can find a curated selection of businesses around Greater Vancouver where we spend our sats. If you would like to see your business added, [open a discussion here.](https://github.com/VancouverBitdevs/VancouverBitdevs.github.io/discussions/categories/merchants).
 
-Looking for how to accept Lightning payments yourself? [Check out our handy guide.](/notes/2023-01_pos)
+Looking for how to accept Lightning payments yourself? [Check out our handy guide.](/notes/2024-01_pos)
 
 ### Online merchants
 

notes/2024-01_pos.md

@@ -0,0 +1,118 @@
+---
+layout: post
+type: note
+date: "2024-01-30 19:00:00"
+title: "Point of Sale Solutions"
+meetup: /2024-01-30-vancouver-socratic-20
+---
+
+## Requirements
+
+- Lightning payments
+- PoS app or web app
+- Available in Canada
+
+### Payment processors
+
+[IBEX](https://www.ibexpay.io/)
+
+* Maximum payment: US$2,500
+* 0.5% for BTC, 1% for fiat
+* Shopify integration. Super easy to set up! Cool slider for BTC/CAD ratio
+* "Bitcoin Payment Terminal" Ability to set up multiple accounts (e.g. online sales, main location, off-site sales) and multiple terminals, e.g. multiple cashiers or servers
+* Handles tipping relatively well
+* [Looks like this, can see recent transactions](https://ibexpay.ibexmercado.com/bpt/6c8fd164-668c-44ba-8035-464d6abb0d92)
+
+[Bitpay](https://bitpay.com/online-payments)
+
+* Great documentation, lots and lots of plugins (Woocommerce, Shopify, Wix, Magento, PrestaShop, etc)
+* Two business days, Minimum settlement: US$2,500
+* No web-checkout app. Requires download of a separate app through AppStore or PlayStore
+
+[OpenNode](https://www.opennode.com/)
+
+* 1% fee
+* Individual KYC: SSN, Photo ID, Identity confirmation
+* Corporate KYC: SSN, Photo ID, Business Documentation, Beneficial Owner Documentation
+* Create payment requests, make templates, create formal invoices
+* Shopify, BigCommerce, WooCommerce, Magento, PrestaShop, Opencart
+* No checkout app or web-app, making this useful only for custom or web integrations
+
+[Neutronpay](https://neutronpay.com)
+
+* 1% fee to receive and 1% to send
+* Easy to set up
+* KYC only if you need CAD
+* [Looks like this](https://client.neutronpay.com/payments/irthGsZsezVeth4xeulLCRQyV9l2)
+
+### Wallets with point-of-sale functionality
+
+[CoinOS](https://coinos.io/)
+
+* Made in Vancouver!
+* Easy set up, no download required
+* Receive payments through any smart phone or tablet, only requires internet access and browser
+* Can integrate with a printer easily
+* Widely used around Vancouver
+* Also useful for onchain and Liquid payments
+* Tips go into the same wallet
+
+[Wallet of Satoshi](https://www.walletofsatoshi.com/)
+
+* From Australia
+* App based, rather than web based
+* Cannot handle tipping
+
+[Blink](https://www.blink.sv/)
+
+* From El Salvador
+* Requires phone number to sign up
+* Can hold both USD and BTC
+* Accompanied by web app [that looks like this](https://pay.blink.sv/leonhard?amount=0&sats=0&unit=CENT&memo=&display=CAD&currency=BTC)
+* Easy integration into BTCPay
+
+### Self-hosted
+
+[BTCPay](https://btcpayserver.org/)
+
+* No fees, no signup. Self-hosted server.
+* Requires some maintenance and technical expertise
+* Costs about US$7 per month on Lunanode
+* Requires some channel management for Lightning
+* [Looks like this](https://we.encrypt.cash/apps/2Tq2HKCX5WCAeecjuCdZWpVZWJg2/pos)
+
+[LNBits](https://lnbits.com/)
+
+* No fees, no signup. Self-hosted server.
+* Requires either channel management for Lightning or a custodial API such as OpenNode or LNPay.
+* Lightning-only
+* Primitive PoS
+* Lots of fun integrations and functionality, such as LNURLp for tips, which can go into a separate wallet
+* [Looks like this](https://fast.laisee.org/tpos/4G3zAC2KKoy2TA82x3FWfg)
+
+### Exchanges
+
+[Bull Bitcoin](https://www.bullbitcoin.com/)
+
+* ~1.5% fee
+* Only verifies email and phone number for amounts lower than CA$1,000 per transaction (CA$10,000 per day)
+* Instant interac transfers
+* Minimum payment CA$25
+
+## Conclusion:
+
+- You're a local business that wants close support
+
+--> **Sign up with Coinos!** If you need help, they are always nearby
+
+- You're a technically minded business owner who wants to hold their own keys while reliably accepting Bitcoin payments online and offline.
+
+--> **Go run BTCPay!** If you need CAD, go through Bull Bitcoin or Neutronpay.
+
+- You want to integrate Bitcoin payments into your online shop and don't want to worry about running a server or manage your own node. You want either BTC or CAD.
+
+--> **Integrate with OpenNode!**
+
+- You run a brick and mortar shop with multiple cashiers or locations. You want CAD or BTC and don't want to worry about servers or nodes.
+
+--> **Sign up with IBEX!**